:root{--ink:#0b1324;--muted:#5e6a7d;--blue:#1264e8;--cyan:#12c6d4;--orange:#ff9f43;--surface:#f5f8fc;--line:#dfe7f1;--white:#fff;--shadow:0 22px 70px rgba(15,35,70,.12);--radius:24px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--white);line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:9}.topbar{background:var(--ink);color:#c9d8ee;font-size:.85rem}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:9px 0}.topbar a{color:#fff;font-weight:700}.site-header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid 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rgba(18,100,232,.23)}.btn-primary:hover{transform:translateY(-2px);background:#0753cb}.btn-light{background:#fff;color:var(--ink);border-color:var(--line)}.btn-outline{background:transparent;color:var(--blue);border-color:#aac8f6}.btn-small{padding:10px 15px;font-size:.88rem}.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#071226 5%,#0b2148 52%,#064e80);color:#fff;padding:88px 0 105px}.hero:after{content:"";position:absolute;width:650px;height:650px;right:-260px;top:-270px;border-radius:50%;border:1px solid rgba(255,255,255,.12);box-shadow:0 0 0 55px rgba(255,255,255,.03),0 0 0 110px rgba(255,255,255,.025)}.hero-grid{display:grid;grid-template-columns:1.03fr 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0}.trust-item{display:flex;align-items:center;gap:12px;font-weight:800;font-size:.92rem}.trust-icon{width:38px;height:38px;border-radius:13px;background:#e9f2ff;color:var(--blue);display:grid;place-items:center}.section{padding:92px 0}.section-soft{background:var(--surface)}.section-head{max-width:740px;margin-bottom:38px}.section-head p{color:var(--muted);font-size:1.05rem}.kicker{font-weight:900;color:var(--blue);font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:27px;background:#fff;box-shadow:0 8px 25px rgba(23,52,96,.04)}.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);transition:.2s}.card-icon{width:48px;height:48px;border-radius:16px;background:#eaf3ff;color:var(--blue);display:grid;place-items:center;margin-bottom:22px}.card h3{font-size:1.35rem}.card p{color:var(--muted);margin-bottom:20px}.text-link{font-weight:900;color:var(--blue)}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}.photo-panel{min-height:480px;border-radius:32px;background:url('https://images.unsplash.com/photo-1563013544-824ae1b704d3?auto=format&fit=crop&w=1000&q=85') center/cover;box-shadow:var(--shadow)}.checklist{list-style:none;padding:0;margin:28px 0}.checklist li{display:flex;gap:12px;align-items:flex-start;margin:14px 0;color:#43516a}.check{color:#0aad70;font-weight:900;font-size:1.2rem}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{position:relative;padding-top:18px}.step-num{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:#fff;font-weight:900;margin-bottom:18px}.step h3{font-size:1.1rem}.step p{color:var(--muted);font-size:.92rem}.cta{border-radius:32px;background:linear-gradient(120deg,#0b1830,#0b4f86);color:#fff;padding:54px;display:flex;align-items:center;justify-content:space-between;gap:30px;overflow:hidden;position:relative}.cta:after{content:"";position:absolute;width:340px;height:340px;border:1px solid rgba(255,255,255,.14);border-radius:50%;right:-90px;top:-100px}.cta p{color:#c4d7ee;max-width:650px;margin:0}.faq-list{display:grid;grid-template-columns:1fr 1fr;gap:15px}.faq{border:1px solid var(--line);border-radius:17px;padding:18px 20px;background:#fff}.faq summary{font-weight:900;cursor:pointer}.faq p{color:var(--muted);margin:13px 0 0}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:22px}.contact-info{background:var(--ink);color:#fff;border-radius:28px;padding:32px}.contact-info p{color:#b8c9df}.contact-form{border:1px solid var(--line);border-radius:28px;padding:30px}.form-grid{display:grid;grid-template-columns:1fr 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p{color:var(--muted);font-size:1.08rem;max-width:720px}.breadcrumb{color:var(--muted);font-size:.85rem;margin-bottom:25px}.article{max-width:820px;margin:auto}.article h2{font-size:2rem;margin-top:38px}.article p,.article li{color:#4f5e73;font-size:1.03rem}.article img{border-radius:24px;margin:28px 0}.notice{border-left:4px solid var(--orange);padding:16px 18px;background:#fff7eb;border-radius:0 14px 14px 0;color:#5d482e}.local-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.local-card{padding:24px;border-radius:20px;background:#fff;border:1px solid var(--line)}.local-card h3{font-size:1.2rem}.local-card p{color:var(--muted);font-size:.9rem}.badge{display:inline-block;background:#e7f8f5;color:#08745a;border-radius:999px;padding:5px 10px;font-size:.75rem;font-weight:900;margin-bottom:14px}@media(max-width:860px){.nav-links{display:none;position:absolute;left:20px;right:20px;top:70px;background:#fff;border:1px solid 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